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200304584 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />Borrower <br />,&,— t Al--, -- (Seal) <br />SHAWN D SCHEER - ROrrnwer <br />_ (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />BOrtO W<r <br />_ (Seel) <br />Borrower <br />(P.E(NE) omsl Psaera ans Form 3(128 VOl <br />