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<br />DEED OF TRUST LOLN M NIBER: 16600275
<br />MIN: 100030 321-623]136 -]03 CAS3
<br />MIN: 100030200166006]56 �p
<br />'1'11IS DEED OF TRUST ( "Security Instrument') is made on APRIL 11, 2003 , among the grantor V( \
<br />DUANE ERIC MORRIS, A SINGLE PERSON AND LARRY D. MORRIS AND PATTY A.
<br />MORRIS, HUSBAND AND WIFE, ALL AS JOINT TENANTS
<br />( "Borrower "). The trustee i5 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br />("Trustee"), The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing wider the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N
<br />80111 ( "Lender"). Borrower owes Lender the principal sum of
<br />FIFTY -ONE THOUSAND FIVE HUNDRED NINETY -TWO AND 00 /100
<br />Dollars (U.S. S 51, 592.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />MAY 1, 2033 . This Security Instrument secures to Lender (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (h) the payment of all other
<br />scans, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (e) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the "at herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT SIXTY -THREE (63), WEST HEIGHTS ADDITION, CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />which has the address of 415 NORTH SHERMAN STREET, GRAND ISLAND
<br />Nebraska 68803 [Zip Code] ( "Property Address ");
<br />(Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />houtument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower wnderstands and agrees
<br />that MFRS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MFRS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FHA Nebraska Decd of Trost - Val
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<br />DEED OF TRUST LOLN M NIBER: 16600275
<br />MIN: 100030 321-623]136 -]03 CAS3
<br />MIN: 100030200166006]56 �p
<br />'1'11IS DEED OF TRUST ( "Security Instrument') is made on APRIL 11, 2003 , among the grantor V( \
<br />DUANE ERIC MORRIS, A SINGLE PERSON AND LARRY D. MORRIS AND PATTY A.
<br />MORRIS, HUSBAND AND WIFE, ALL AS JOINT TENANTS
<br />( "Borrower "). The trustee i5 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br />("Trustee"), The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing wider the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N
<br />80111 ( "Lender"). Borrower owes Lender the principal sum of
<br />FIFTY -ONE THOUSAND FIVE HUNDRED NINETY -TWO AND 00 /100
<br />Dollars (U.S. S 51, 592.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />MAY 1, 2033 . This Security Instrument secures to Lender (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (h) the payment of all other
<br />scans, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (e) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the "at herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT SIXTY -THREE (63), WEST HEIGHTS ADDITION, CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />which has the address of 415 NORTH SHERMAN STREET, GRAND ISLAND
<br />Nebraska 68803 [Zip Code] ( "Property Address ");
<br />(Street, City],
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />houtument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower wnderstands and agrees
<br />that MFRS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MFRS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FHA Nebraska Decd of Trost - Val
<br />Page I of ]
<br />cocoonilvrx vi /xv /]aoa
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