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200304344 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />cps, -rte <br />w <br />- Borrower - Bradley D. Smolla - Dat/e - <br />- Bgrrower Jeana M. ✓moll. -Date - <br />NEK SKA- Single Family - Fannie Mate/Freddie Mar UNIFORM INSTRUMENT Form 3028 1/01 <br />rn UINeia (Pug, 12113 LaA ) <br />uocvrxec.vrx ovraizooa <br />