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200304319 <br />16. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first <br />class mail to the appropriate party's address on page 1 of this Security Instrument, or to any other address <br />designated in writing. Notice to one Trustor will be deemed to be notice to all Trustors. <br />17. WAIVERS. Except to the extent prohibited by law, Trustor waives all appraisement and homestead exemption <br />rights relating to the Property. <br />18. LINE OF CREDIT. The Secured Debt includes a revolving line of credit. Although the Secured Debt may be <br />reduced to a zero balance, this Security Instrument will remain in effect until released. <br />19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br />except to the extent required by the laws of the jurisdiction where the Property is located, and applicable federal <br />laws and regulations. <br />20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br />supplement and amend the terms of this Security Instrument. (Check all applicable boxes) <br />❑ Assignment of Leases and Rents © Other Equity Line Rider <br />21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br />obligation incurred for the construction of an improvement on the Property. <br />22. ❑ ADDITIONAL TERMS. <br />SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument <br />and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument o stated on <br />page 1. III GENERAL NOTARY-State Nebraska <br />DORESA SLOAT <br />MY Comm. Exp. Jan. 14, 2004 <br />Borrower- Bonna Barton Wanek III GEN TARY -State of Nebraska <br />DORESA SLOAT <br />A. <br />m. Exp. Jan. 14, 2004 <br />" 1`" Borrower- John Wanek Date <br />(Seal) <br />Borrower- Date <br />(Seal) <br />Borrower- Date <br />ACKNOWLEDGMENT: 1� <br />Nj��.s� � <br />(Individual) STATE OF t , ,COUNTY OF �s. <br />This instrument was acknowledged before me this /_ day of o: <br />by Bonna Barton Wanek and John M Wanek. , <br />My eye/ rest ` <br />1 tarr}r blic <br />(Sl) „ <br />GENERAL NOTARY -State of Nebraska <br />III DORESA SLOAT <br />My Comm. Exp. Jan, 14, 2004 <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA, OR VA USE) <br />Page 5 of 5 <br />IDS, Inc. <br />