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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />Your Hometown Bank"
<br />2015 N. Broatlwell
<br />P.O. Box 1507
<br />Grand Island, NE 681302 -1507 FOR RECORDER'S USE ONLY
<br />PREFACE TO DEED OF TRUST
<br />Written Acknowledgement of Waiver of Homestead Rights and
<br />Written Disclaimer of Homestead - Multiple Parcels
<br />GRANTOR: RICHARD L HARTMAN and PATRICIA A HARTMAN
<br />LENDER: Five Points Bank
<br />LENDER'S ADDRESS: "Your Hometown Bank ", 2015 N. Broatlwell, P.O. Be. 1507, Grand Island. NE 58802 -1507
<br />PROPERTY LEGAL DESCRIPTION: Located In HALL County. State of Nebraska:
<br />SEE EXHIBIT "A"
<br />The Real Property or its address is commonly known as NE.
<br />GRANTOR'S PARCEL 1- HOMESTEAD PROPERTY:
<br />PARCEL 1: NORTH ONE HALF OF THE NORTHWEST QUARTER IN112NW1 141 AND LOTS FOUR 141 AND FIVE (5), ALL INSECTION TEN
<br />(I III TOWNSHIP TEN NORTH It ON), RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY. NEBRASKA
<br />6_;; se,
<br />Untlersignetl, RICHARD L HARTMAN and PATRICIA A HARTMAN, GRANTORS, prior to signing the attached Deed of Trust as Grantor
<br />(whether one or more), in consideration of the extension of credit by Five Points Bank, BENEFICIARY, hereby state:
<br />APPLICABLE TO PARCEL 1 - HOMESTEAD: Undersigned understands that Undersigned, the GRANTOR, has the right to make a
<br />designation of homestead in the attached Deed of Trust as it relates to Parcel 1 referred to in the Deed of Trust, and that the execution of
<br />this Document constitutes the waiver of rights otherwise evailahle for the purpose of affording Undersigned the opportunity to retain
<br />Undersigned's homestead in the event of a default upon the Deed of Trust. This Document includes a waiver of any right to designate a
<br />homestead interest in Parcel 1 described in the attached Deed of Trust.
<br />APPLICABLE TO OTHER DESCRIBED PARCELS: Undersigned hereby states that no part of Undersigned's homestead is presently, or in the
<br />future will be, situated upon the real estate described in the attached Dead of Trust EXCEPT that real estate referred to as Parcel 1.
<br />Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate, except Parcel 1, during the time
<br />the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation of homestead in the
<br />event of a a trustee's sale upon such Deed of Trust
<br />APPLICABLE TO ALL PARCELS: Undersigned acknowledges this Document as Undersigned's voluntary act and deed. Undersigned further
<br />acknowledges that this Document constitutes a written waiver under the Nebraska Farm Homestead Protection Act and waive and disclaim
<br />any right to defer selection of homestead rights.
<br />Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust and that Undersigned is
<br />signing this Document first before signing the Deed of Trust, and Undersigned understands and agrees that this Document will be filed as a
<br />preface to the Deed of Trust.
<br />THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT
<br />DOCUMENT. THIS DOCUMENT IS EXECUTED ON MARCH 31. 2003.
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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />Your Hometown Bank"
<br />2015 N. Broatlwell
<br />P.O. Box 1507
<br />Grand Island, NE 681302 -1507 FOR RECORDER'S USE ONLY
<br />PREFACE TO DEED OF TRUST
<br />Written Acknowledgement of Waiver of Homestead Rights and
<br />Written Disclaimer of Homestead - Multiple Parcels
<br />GRANTOR: RICHARD L HARTMAN and PATRICIA A HARTMAN
<br />LENDER: Five Points Bank
<br />LENDER'S ADDRESS: "Your Hometown Bank ", 2015 N. Broatlwell, P.O. Be. 1507, Grand Island. NE 58802 -1507
<br />PROPERTY LEGAL DESCRIPTION: Located In HALL County. State of Nebraska:
<br />SEE EXHIBIT "A"
<br />The Real Property or its address is commonly known as NE.
<br />GRANTOR'S PARCEL 1- HOMESTEAD PROPERTY:
<br />PARCEL 1: NORTH ONE HALF OF THE NORTHWEST QUARTER IN112NW1 141 AND LOTS FOUR 141 AND FIVE (5), ALL INSECTION TEN
<br />(I III TOWNSHIP TEN NORTH It ON), RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY. NEBRASKA
<br />6_;; se,
<br />Untlersignetl, RICHARD L HARTMAN and PATRICIA A HARTMAN, GRANTORS, prior to signing the attached Deed of Trust as Grantor
<br />(whether one or more), in consideration of the extension of credit by Five Points Bank, BENEFICIARY, hereby state:
<br />APPLICABLE TO PARCEL 1 - HOMESTEAD: Undersigned understands that Undersigned, the GRANTOR, has the right to make a
<br />designation of homestead in the attached Deed of Trust as it relates to Parcel 1 referred to in the Deed of Trust, and that the execution of
<br />this Document constitutes the waiver of rights otherwise evailahle for the purpose of affording Undersigned the opportunity to retain
<br />Undersigned's homestead in the event of a default upon the Deed of Trust. This Document includes a waiver of any right to designate a
<br />homestead interest in Parcel 1 described in the attached Deed of Trust.
<br />APPLICABLE TO OTHER DESCRIBED PARCELS: Undersigned hereby states that no part of Undersigned's homestead is presently, or in the
<br />future will be, situated upon the real estate described in the attached Dead of Trust EXCEPT that real estate referred to as Parcel 1.
<br />Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate, except Parcel 1, during the time
<br />the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation of homestead in the
<br />event of a a trustee's sale upon such Deed of Trust
<br />APPLICABLE TO ALL PARCELS: Undersigned acknowledges this Document as Undersigned's voluntary act and deed. Undersigned further
<br />acknowledges that this Document constitutes a written waiver under the Nebraska Farm Homestead Protection Act and waive and disclaim
<br />any right to defer selection of homestead rights.
<br />Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust and that Undersigned is
<br />signing this Document first before signing the Deed of Trust, and Undersigned understands and agrees that this Document will be filed as a
<br />preface to the Deed of Trust.
<br />THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT
<br />DOCUMENT. THIS DOCUMENT IS EXECUTED ON MARCH 31. 2003.
<br />
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