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200304197 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses- <br />/ /�x <br />(Seal) <br />MICHIAL D NIELSEN <br />-Borrower <br />al) <br />LINDA J NIELS - - Bnrmwer <br />(Seal) _ — (Seal) <br />- Bonnwer Barmwer <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />_ (Seal) —_- – (Seal) <br />Borrower - borrower <br />M-61NE1 moe <br />o,.a� P, la �i 15 Form 3028 1101 <br />9 <br />