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[Space Above This Line For Recording Data] <br />DEED OF TRUST Loan McElroy <br />SPT30227 <br />Parcel Number: (�(� <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 3, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Michael S. McElroy and Cristy J. McElroy, Husband <br />and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated April 3, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Sixty -Six Thousand And 00 /100 <br />Dollars (U.S. $ 166, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUirrsi (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />;V <br />rn <br />C__ <br />n <br />! <br />#: <br />z <br />n <br />p ( <br />C3 <br />PN <br />-Z-1 m <br />N r* <br />1 <br />cm, <br />-< <br />O (1L <br />o <br />` <br />rn <br />co <br />o 'Tt <br />p C=Z <br />rn <br />= r"n <br />W U) <br />co <br />r <br />O <br />After Recording Return To: <br />H <br />Cn <br />W <br />Ca (U <br />Cn <br />r <br />O <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST Loan McElroy <br />SPT30227 <br />Parcel Number: (�(� <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 3, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Michael S. McElroy and Cristy J. McElroy, Husband <br />and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is 2009 N Diers <br />Ave Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated April 3, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Sixty -Six Thousand And 00 /100 <br />Dollars (U.S. $ 166, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUirrsi (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />