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200304120 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�;�CL «�� (Seal) <br />J NIEBELHORST - BOrtower <br />o9-- rtr-a'� (Seal) <br />LINDA 8 KIESELHORST - lbrtower <br />(Seal) _. - (Seal) <br />- Rower - normwer <br />(Seal) (Seal) <br />-ro mwer - Fto.wer <br />(Seal) (Seal) <br />- Ibrrnwer - normwer <br />®76(NEl 1...1.01 vase ramp Form3028 Val <br />m <br />