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200304016 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />a2 �-�... — E , TT (Seal) al) <br />KIM E MARCO - Borrower KATHR N M rr0 - Borrower <br />m 822R(0008) <br />{ <br />r <br />Y' <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Page 4 of 4 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />229386 <br />Form 3111 1101 <br />