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200304014 action to assert the non- existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender at its option may require Immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses Incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. f the If the power of sale is invoked, Trustee shall record a notice of default in each county I cable Law to Bo rower Property is located and shall mail copies of such notice In the manner prescribed by Ap?cable Law, Trustee shall and to the other persons prescribed by Applicable Law. After the time required by App give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale In one or more public parcels and in any announcement order Trustee end pea eland Trustee may postpone sale of all or any parcel of the Property by under the terms designated in the notice of sale in one or more parcels any order et the time and place of Trustee may postpone sale of all or any parcel of the Property by public announcement any previously scheduled sale. Lender or Its designee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals In the Trustee's deed shall be prima facie evidence of the trust of the statements made therein. Trustee shall apply the proceeds of the sale In the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or arsons shall pa any recordation costs. Lender may charge such person or persons a fee for recdnveying the Property, but only If the feo 1s paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable w. 24. Substitute Trustee. Lander, at its option, may from time to lime remove Trusted and appoint a successor trustee to any Trus1eo appointed hereunder by an instrument recorded in the county in which this and duties conferred upon Trustee herein and conveyance of the Property, the successor trustee shall succeed to all the title, power by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrowers address which is the Properly Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in an ider executed to orrower and recorded with il. (Seal) - L y .� ✓�� (Seaq - Borrower (/ JULIA L G R U B E R - Borrower SHANNON C GRUBER _ (Seal) - Borrower Below This Line For Acknowledgment] STATE OF NF B R A S K ) ) SS. COUNTY OF BUFFALO ) —(Seat) - Borrower KEVIN OT T M A N A NQN a Notn Public � in and for said counn aandhstii ANDreby certify that J U L L G U RR NN persona y appeare a ore me an is are �o to gme to e t o person s w o, Bing 1n orme o t e contents o t e foregoing instrument she orxlha loexecuted sad instrumdrUferdl said instrument to be therein er or Cher, free and voluntary act and deed and that he, Y Witness my hand and official seal this 4TH day of APRIL 2003 �i (Seal) My COmmissidn Expires. 5 —i r- 6 S _+.x/,zc` -ate - GENEPnLN KEVIN 011"'' Nehnsra KEVIN OTay 19. aY Camm Exp. A9sY 1B, 2000 Fe,m 90251 /01(pool 7 117 pogaal t1pr KP- Single Family- Fennia Mill tlle-io VNIFOPM ST<TE.luf xma ne ooT avp, r�r