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i <br />r <br />A <br />M3 <br />1 <br />200303996 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Se rity Instrument and in any Rider executed by Borrower and recorded with it. <br />- Bor ower - Dennis D. ska - Date - <br />(I <br />- Borro er - Susan K. Z's - Date - <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />4 t <br />