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200303586 <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of my Hazardous Substances, or <br />threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, <br />anything affecting the Properly (a) that is in violation of any Environmental Law, (b) which creates an Environmental <br />Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely <br />affects the value of the Property. The preceding two sentences shall not applyto the presence, use, or storage on the Property <br />of small quantities of Hazardous Substances that are generallyrecognlze to cappropriate to normal residendalusesandto <br />maintenance of the ProFarty (including but not limited to, hazardous substances to consumer products). <br />Borrower shall promptlygive Lender written notice of (a) any investigation, claim, demand, lawsuit orother action <br />by any governmental or regulatory agency or �rivate party involving the Property and any Hazardous Substance or <br />Environmental Law of which Borrower has acme knowledge, (b) any Environmental Coalition, hicluding butnotlimitedto, <br />any spilling, leaking, discharge, release or threat of release of my Hazardous Substance, and (c)any con tioncausedbythe <br />presence, use or release of Hazardous Substance which adversely affects the value of the Property. If Borrower teams, or is <br />notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any <br />Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in <br />accordance with Environmental low. Nothing herein shall create anyobligation on Lender for an Environmental Cleanup. <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach of any covenant or agreement In this Security Instrument (but not prior to acceleration under <br />Section IS unless Applicable Law provides otherwise). The notice shall specify: (a) the default (b) the action <br />required to cure the default (c) a date, not less than 30 days from the date the notice is given to Borrower, by which <br />the default must be euretl; and (d) that failure to cure the default on or before the date specified in the notice may <br />result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall <br />further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the <br />non - existence of default or any other defense of Borrower to acceleration and sale. Ifthe default is not cured on or <br />before the date specified in the notice, Lender at its opption may require immediate payment in full of all sums <br />th <br />secured by this Security Instrument without furer demand and may invoke the power of sale and any other <br />remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title <br />evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of <br />the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Lewto Borrower <br />and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, Trustee shall <br />give public notice of sale to the persons and in the manner pprescribed by Applicable Law. Trustee, without demand <br />on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the <br />terns designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may <br />Postpone sale of all or any parcel of the Property by public announcement at the time and place of any previously <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made <br />therein. Trusteeshallapply the proceeds of the sale in the following order: (a)to all costs and expenses ofexercising <br />the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable <br />attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any <br />excess to the person or persons legally entitled to it. <br />23. Re conveyance. Upon payment of all sums secured by this Security lnstrumem, Lender shall requenTrusteeto <br />re- convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to' Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such nerson or persons a fee for reconveyingthe <br />Property, but only if the fee is paid m a third party (such as the Trustee) for services rendered and the charging ofthe ffee is <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance ofthe Property, the successor trustee shall succeed to all the title, power and duties conferred <br />upon Trustee herein and by Applicable Izw. <br />25. Request for Notices. Borower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and aInces to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />4 11 // � (Seal) <br />Borrower an M. Bydalek <br />(Seal) <br />B rrowe Patricia J. Bydal <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />NEBRASKA —Single Family — Fannie Mac /Freddie Mac UNIFORM INSTRUMPAT Form3028 1101 (page7of8pag.) <br />9754.Cv(M2) 1672229 <br />GOTO(00048.c ) <br />