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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain mlcs regarding the usage Of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated MARCH 28, 2003 <br />together with all Riders to this document. <br />SDI orrower "Is JAMES D. RILEY AND KAREN M. RILEY, HUSBAND AND <br />Borrower is the tmstor wider this Security Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC. <br />Lender is a CORPORATION organized and existing under the <br />laws of THE STATE OF COLORADO .Lender's address is 7600 E. ORCHARD <br />RD #250 -N GREENWOOD VILLAGE, CO 80111 <br />(D)t,rrustee "i6 TICOR TITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, ten. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 28, 2003 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED SEVENTY -SIX THOUSAND AND 00 /100 <br />Dollars (I $ 176,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2033 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA — Single Family— Fannie Mae/Fretie Mae UNIFORM INSTRUMENT Form 30281/01 <br />o UiQm (Page I of l3Pag <br />PO n <br />m <br />c n x <br />o <br />tA <br />m <br />n <br />D tA <br />CO <br />m <br /><o <br />o <br />m(p <br />o m <br />0 <br />n <br />Y <br />^ <br />- <br />i <br />Za <br />When recorded return to: <br />CHERRY CREEK MORTGAGE CO., <br />O <br />on, <br />to <br />CO CD <br />CD <br />INC. <br />eh <br />7600 E. ORCHARD RD <br />8250 -N <br />z <br />GREENWOOD VILLAGE, <br />CO 80111 <br />'Space <br />Above This Line For Recording <br />Data' <br />RILEY <br />DEED OF TRUST <br />I 1: <br />16600340 <br />nxN #: <br />400330033 <br />MIN: <br />100030]00166003408 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain mlcs regarding the usage Of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated MARCH 28, 2003 <br />together with all Riders to this document. <br />SDI orrower "Is JAMES D. RILEY AND KAREN M. RILEY, HUSBAND AND <br />Borrower is the tmstor wider this Security Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC. <br />Lender is a CORPORATION organized and existing under the <br />laws of THE STATE OF COLORADO .Lender's address is 7600 E. ORCHARD <br />RD #250 -N GREENWOOD VILLAGE, CO 80111 <br />(D)t,rrustee "i6 TICOR TITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, ten. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 28, 2003 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED SEVENTY -SIX THOUSAND AND 00 /100 <br />Dollars (I $ 176,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2033 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA — Single Family— Fannie Mae/Fretie Mae UNIFORM INSTRUMENT Form 30281/01 <br />o UiQm (Page I of l3Pag <br />