Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain mlcs regarding the usage Of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dated MARCH 28, 2003
<br />together with all Riders to this document.
<br />SDI orrower "Is JAMES D. RILEY AND KAREN M. RILEY, HUSBAND AND
<br />Borrower is the tmstor wider this Security Instrument.
<br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.
<br />Lender is a CORPORATION organized and existing under the
<br />laws of THE STATE OF COLORADO .Lender's address is 7600 E. ORCHARD
<br />RD #250 -N GREENWOOD VILLAGE, CO 80111
<br />(D)t,rrustee "i6 TICOR TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, ten. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 28, 2003
<br />The Note states that Borrower owes Lender
<br />ONE HUNDRED SEVENTY -SIX THOUSAND AND 00 /100
<br />Dollars (I $ 176,000.00 ) plus interest. Borrower has promised to pay this
<br />debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2033
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA — Single Family— Fannie Mae/Fretie Mae UNIFORM INSTRUMENT Form 30281/01
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<br />When recorded return to:
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<br />GREENWOOD VILLAGE,
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<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain mlcs regarding the usage Of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dated MARCH 28, 2003
<br />together with all Riders to this document.
<br />SDI orrower "Is JAMES D. RILEY AND KAREN M. RILEY, HUSBAND AND
<br />Borrower is the tmstor wider this Security Instrument.
<br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.
<br />Lender is a CORPORATION organized and existing under the
<br />laws of THE STATE OF COLORADO .Lender's address is 7600 E. ORCHARD
<br />RD #250 -N GREENWOOD VILLAGE, CO 80111
<br />(D)t,rrustee "i6 TICOR TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, ten. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 28, 2003
<br />The Note states that Borrower owes Lender
<br />ONE HUNDRED SEVENTY -SIX THOUSAND AND 00 /100
<br />Dollars (I $ 176,000.00 ) plus interest. Borrower has promised to pay this
<br />debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2033
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA — Single Family— Fannie Mae/Fretie Mae UNIFORM INSTRUMENT Form 30281/01
<br />o UiQm (Page I of l3Pag
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