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<br />200303875
<br />Above This Line for Recording Data)
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<br />DEED OF TRUST
<br />Loan # 805218 C— r
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<br />THIS DEED OF TRUST ( "Security Instrument ") is made on 04 -01 -2003. The Trustor is
<br />Gary Ken Christensen and Carmen Christensen, Husaband and Wife
<br />( "Borrower "). The Trustee is: Earl D. Ahlschwede, Attorney, 202 W. 3`d St. Grand Island, NE 68801
<br />( "Trustee ") The Beneficiary is Equitable Federal Savings Bank of Grand Island, which is organized and
<br />existing under the laws of State of Nebraska, and whose address is 113 -115 N. Locust Street, Grand Island NE
<br />68801 -6003 ( "Lender "). Borrower owes Lender the principal sum of Two Hundred Fifty Five Thousand and
<br />No /100 Dollars (U.S. $255,000.00).
<br />This debt is evidence by Borrower's note dated the same date as this Security Instrument ( "Note "), which
<br />provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest,
<br />and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest,
<br />advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee,
<br />in trust, with power of sale; the following described property located in Hall County, Nebraska:
<br />Lot Eight (8), in Block Six (6), in Parkhill Second Subdivision, and Addition to the City of Grand Island
<br />Hall County, Nebraska.
<br />which has the address of 2323 W. Anna St. (Street)
<br />Grand Island (City), Nebraska 68803 (Zip Code) ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property".
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has
<br />the right to grant and convey the Property and that the Property is unencumbered, except for the encumbrances
<br />of record. Borrower warrants and will defend generally the title to the Property against all claims and demands,
<br />subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform
<br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real
<br />property.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly
<br />pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late
<br />charges due under the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender,
<br />Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in
<br />full, a sum ( "Funds ") for: (a) yearly taxes and assessments which may attain priority over this Security
<br />Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c)
<br />yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly
<br />mortgage insurance premiums, if any; and (f) any sums payable to Borrower to Lender, in accordance with the
<br />doc7.doc 1 of 6
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<br />DEED OF TRUST
<br />Loan # 805218 C— r
<br />e
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on 04 -01 -2003. The Trustor is
<br />Gary Ken Christensen and Carmen Christensen, Husaband and Wife
<br />( "Borrower "). The Trustee is: Earl D. Ahlschwede, Attorney, 202 W. 3`d St. Grand Island, NE 68801
<br />( "Trustee ") The Beneficiary is Equitable Federal Savings Bank of Grand Island, which is organized and
<br />existing under the laws of State of Nebraska, and whose address is 113 -115 N. Locust Street, Grand Island NE
<br />68801 -6003 ( "Lender "). Borrower owes Lender the principal sum of Two Hundred Fifty Five Thousand and
<br />No /100 Dollars (U.S. $255,000.00).
<br />This debt is evidence by Borrower's note dated the same date as this Security Instrument ( "Note "), which
<br />provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest,
<br />and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest,
<br />advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee,
<br />in trust, with power of sale; the following described property located in Hall County, Nebraska:
<br />Lot Eight (8), in Block Six (6), in Parkhill Second Subdivision, and Addition to the City of Grand Island
<br />Hall County, Nebraska.
<br />which has the address of 2323 W. Anna St. (Street)
<br />Grand Island (City), Nebraska 68803 (Zip Code) ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property".
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has
<br />the right to grant and convey the Property and that the Property is unencumbered, except for the encumbrances
<br />of record. Borrower warrants and will defend generally the title to the Property against all claims and demands,
<br />subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform
<br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real
<br />property.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly
<br />pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late
<br />charges due under the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender,
<br />Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in
<br />full, a sum ( "Funds ") for: (a) yearly taxes and assessments which may attain priority over this Security
<br />Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c)
<br />yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly
<br />mortgage insurance premiums, if any; and (f) any sums payable to Borrower to Lender, in accordance with the
<br />doc7.doc 1 of 6
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