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<br />B. All future advances from Beneficiary in Trustor or other fume obligations of Truster to Beneficiary under any
<br />promissory note, contract, guaranty, or other evidence of debt executed by Tmsmr to favor of Beneficiary
<br />executed after this Security hearument whether or not this Security Instrument is specifically referenced. If more
<br />than one person signs this Security Instrument, each Tmstor agrees that this Security Instrument will secure all
<br />future advances and future obligations that are given to or incurred by any one or more Trustor, or any one or
<br />more Tmsmr and others. All future advances and other future obligations are secured by this Security Instrument
<br />even thou h all or put may not yet be advanced. All fume advances and other future obligations are secured as if
<br />made on the date of this Security Instrument. Nothing in this Security Instrument shall constitute a corunilmrent m
<br />make additional or future loans or advances in any amount. Any such commitment most be agreed to in a separate
<br />writing.
<br />C. All other obligations Truster owes in Beneficiary, which may later arise, to the extent not prohibited by law,
<br />including, but not limited to, liabilities for overdrafts relating to any deposit account agreement between Truster
<br />and Beneficiary.
<br />D. All additional sums advanced and expenses incurred by Beneficiary for insuring, preserving or otherwise
<br />protecting the Property and its value and any other sums advanced and expenses incurred by Beneficiary under the
<br />terms of this Security Instmment.
<br />In the event that Beneficiary fails or provide any necessary notice of the right of rescission with respect to any additional
<br />indebtedness secured under paragraph B of this Section, Beneficiary waives any subsequent security interest in the
<br />Truster's principal dwelling that is created by this Security Instrument (but does not waive the security interest for the
<br />debts referenced in paragraph A of this Section).
<br />5. DEED OF TRUST COVENANTS. Trustor agrees that the covenants in this section are material obligations under the
<br />Secured Debt and this Security Instrument. If Toaster breaches any covenant in this section, Beneficiary may refuse m
<br />make additional extensions of credit and reduce the credit limit. By not exercising either remedy on Truster's breach,
<br />Beneficiary does not waive Beneficiary's right to later consider the event a breach if it happens again.
<br />Payments. Trustor agrees that all payments under the Secured Debt will be paid when due and in accordance with the
<br />terms of the Secured Debt and this Security Instmment.
<br />Prior Security Interests. With regard w any other mortgage, deed of test, security agreement or other lien document
<br />that created a prior security interest or encumbrance on the Property, Truster agrees to make all payments when due and
<br />to perform or comply with all covenants. Trustor also agrees not or allow any modification or extension of, nor in
<br />request any future advances under any note or agreement secured by the lien document without Beneficiary's prior
<br />written approval.
<br />Claims Against Title. Trustor will pay all taxes (including any tax assessed in this Deed of Trust), assessments, liens,
<br />encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Beneficiary
<br />may rer(uire Trustor m provide m Beneficiary copies of all notices that such amounts are due and the receipts evidencing
<br />Trusters payment. Truster will defend tide in the Property against any claims that would impair the lien of this
<br />Security Instrument. Trustor agrees to assign in Beneficiary, as requested by Beneficiary, any rights, claims or defenses
<br />Trustor may have against pardes who supply labor or materials to maintain or improve the Property.
<br />Property Condition, Alterations and Inspection. Truster will keep the Property in good condition and make all
<br />repairs that are reasonably necessary. Trustor shall not commit or allow any waste, ianment, or deterioration of the
<br />Property. Trustor agrees that the nature of the occupancy and use will not substantia y change without Beneficiary's
<br />prior written consent. Truster will not permit any change in any license, restrictive covenant or easement without
<br />Beneficiary's prior written consent. Truster will notify Beneficiary of all demands, proceedings, claims, and actions
<br />against Trustor, and of any loss or damage in the Property.
<br />Beneficiary or Beneficiary's agents may, at Beneficiary's option, enter the Property at any reasonable time for the
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<br />purpose of inspecting the Property. Beneficiary shall give Tstor notice at the time of or before an ins lien
<br />specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Beue itciary's
<br />benefit and Trustor will in no way rely on Beneficiary's inspection.
<br />Authority to Perform. If Tmswr fails to perform any duty of any of the covenants contained in this Security
<br />Instrument, Beneficiary may, without notice, perform or cause them to be pperformed. Truster appoints Beneficiary as
<br />attorney in fact w sign Truster's name or pay any amount necessary for perfornunce. Beneficiary s right to perform for
<br />Truster shall not create an obligation in perform, and Beneficiary's failure m perform will not preclude Beneficiary
<br />from exercising any of Beneficiary's other rights under the law or ins Security Instrument.
<br />Leaseholds; Condominiums; Planned Unit Developments. Trustor agrees to comply with the provisions of any lease
<br />if this Security Instrument is on a leasehold. If the Property includes a unit in a condohrumum or a planned unit
<br />development, Truster will perform all of Trustor's dudes under the covenants, by -laws, or regulations of the
<br />condominium or planned unit development.
<br />Condemnation. Trustor will give Beneficiary prompt notice of any pending or threatened action, by private or public
<br />entities to punclose or take any or all of die Property through condemnation, eminent domain, or any other means.
<br />us
<br />Trtor authorizes Beneficiary in intervene in Truster's name in any of the above described actions or claims. Truster
<br />assigns to Beneficiary the proceeds of any award or claim for damages connected with a condemnadon of other taking of
<br />all or any pan of the Property. Such proceeds shall be considered payments and will be applied as provided in this
<br />Security instrument. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, security
<br />agreement or other lien document.
<br />Insurance. Trustor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably
<br />associated with the Property due to its type and location. This insurance shall be maintained in the amounts and for die
<br />periods that Beneficiary requires. The insurance carrier Providing the insurance shall be chosen by Toaster subject to
<br />Beneficiary's approval, which shall not he unreasonably withheld. If Trustor fails to maintain the coverage described
<br />above, Beneficiary nay, at Beneficiary's option, obtain coverage to protect Beneficiary's rights in the Property
<br />according to the terms of this Security Instrument.
<br />All insurance policies and renewals shall be acceptable in Beneficiary and shall include a standard "mortgage clause"
<br />and, where applicable, "loss payee clause." Truster shall immediately notify Beneficiary of cancellation or termination
<br />of the insurance. Beneficiary shall have the right to hold the policies and renewals. If Beneficiary requires, Trustor shall
<br />immediately give w Heneficiary all receipts of paid premiums and renewal notices. Upon loss, Truster shall give
<br />immediate office to the insurance carrier and Beneficiary. Beneficiary may make proof of loss if not made immediately
<br />by Trustor.
<br />Unless otherwise agreed in writing, all insurance proceeds shall be applied to die restoration or repair of the Property or
<br />to the Secured Debt, whether or not then due, at Beneficiary's option. Any application of proceeds in principal shall not
<br />extend or postpone die due date of the scheduled payment nor change the amount of any payment. Any excess will be
<br />paid m the Trusmr. If the Property is acquired by Beneficiary, Trusmr's right to any insurance policies and proceeds
<br />resulting from damage to the Property before the acgwshtion shall pass to Beneficiary to the extent of the Secured Debt
<br />immediately before the acquisition. rp
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