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^�S <br />.fv <br />o <br />.7c <br />o a <br />i <br />o fTl <br />D <br />�n <br />ti <br />N <br />ryry <br />T <br />Q <br />m <br />2 It <br />do. Fn <br />y <br />r- <br />cot <br />o <br />w <br />After Recording Return To: <br />W <br />s <br />HERITAGE BANK <br />ro <br />rn <br />tT <br />1333 N WEBB RD <br />Go <br />68803 <br />2003O384C <br />O, <br />Loan Number: 2310685A <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MARCH 26, 2 0 03 , together <br />with all Riders to this document. <br />(B) "Borrower" is RICKY A. LOTHROP AND CINDY S. LOTHROP HUSBAND AND <br />WIFE <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender'saddressis 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br />Lender is the beneficiary Under this Security Instmment. <br />(D) "Trustee" is TIERONE BANK <br />(E) "Note" means the promissory note signed by Borrower and dated MARCH 26, 2 0 03 <br />The Note states that Borrower owes Lender SIXTY THREE THOUSAND AND 00 /100 <br />D011ars(U.S.S63,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than APRIL 1, 2033 <br />(N) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all some due under this Security Instrument, plus interest. <br />Mac UNIFORM INSTRUMENI <br />Page 1 of 13 <br />stwas1 e", <br />