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200309800 <br />(C) "Lender" is Commercial Federal Hank <br />Lender is a corporation <br />organized and existing under the laws of The state of Nebraska <br />Leader's address is 13220 California Ste, Omaha, NE 68154 <br />(D)'Trustee "is Commernial Federal Sank, a Federal Savings Hank <br />(E) 'MERS" is Mortgage Electronic Registration Systems, lne. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address mid telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated March 27, 2003 <br />The Note states that Borrower owes Lender Ninety Five Thousand Three Hundred And <br />Zer0/100 Dollars <br />(U.S. S 95,300. 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than April 01, 2033 <br />(G) "Property" means the property that is described below under the heading '"transfer of Rights in the <br />Property." <br />(If) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(1) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rae Rider ❑ Umahounium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider 0 1-4 Family Rider <br />❑ VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] <br />(J) "Applicable Law" means all controlling applicable federal, state std local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non- appealable judicial opinions. <br />(IC) "Community Assimilation Dues, Fees, sad Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so es to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point -o f-sale transfers, automated teller <br />nmchine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />n'are fern. <br />(M) "Escrow Items" mearrs those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, er proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />darnage to, or destruction of, the Property; (ii) condemnation or other taking of all or any port of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of or omissions as to, the <br />value and/or condition of the Property. <br />(0) "Mortgage Insurance" mearrs insurance protecting Lender against the nonpayment of, or default on, <br />the Low. <br />17501484 17501484 <br />- 6A(NE) i000s).m wo+s ens Form 3018 1101 <br />w <br />