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200303796 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. _.! / <br />Sea]) <br />JOSE O. AB - Burrower <br />(Seal) <br />- Bormwer <br />(Seal) <br />- Borrower <br />RIDER Rlndexl —SjWk F=11y � Mx nnmoRM MSTROKENi a MSt rur (hu8e]ofJ Mger) <br />