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Borrower shall not cause or permit the presence, use, <br />threaten to release any Hazmdous Substances, on or in the Pr <br />anything affecting the Property (a) that is in violation of an} <br />Condition, or (c) which, due to the presence, use, or release a <br />affects the value of the Property. 'the preceding two sentences <br />of small quantities of Hazardous Substances that are generally <br />maintenance of the Property (including, but not limited to, ha: <br />Borrower shall promptly give Lender written notice c <br />by any governmental or regulatory agency or private party <br />200303732 <br />disposal, storage, or release ofany Hazardous Substances, or <br />aperty. Borrower shall not do, nor allow anyone else to do, <br />Environmental Law, (b) which creates an Environmental <br />fa Hazardous Substance, creates a condition that adversely <br />shall not apply to the presence, use, or storage on the Property <br />ecognize to be appropriate to normal residential uses and to <br />the <br />rtlter action <br />,stance or <br />anyspilling, leaking, discharge, release or threat ofrelease ofany Hazardous Substance, and (c) any condition caused bythe <br />presence, use or release ofa Hazardous Substance which adversely affects the value ofthe Property. IfBorrower leams, or is <br />notified by any governmental or regulatory authority, or any private patty, that any removal or other remediation ofany <br />Hazardous Substance affecting the Property 1s necessary, Borrower shall promptly take all necessary remedial actions in <br />accordance with Environmental law. Nothing herein shall create an obligationon Lender form Environmental Cleanup. <br />NON - UNIFORM COVENANTS. Horrower and Lender further covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach of any covenant or aMement in this Security Instrument (but not prior to acceleration under <br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action <br />required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which <br />the default must be cured; and BB that failure to cure the default on or before the date specified in the notice may <br />result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall <br />further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the <br />non - existence ofa default or any other defense of Borrower to acceleration and sale. Ifthe default is not cured on or <br />before the date specified in the notice, Lender at its option may require immediate payment in full of all sums <br />secured by this Security Instrument without further demand and may invoke the power of sale and any other <br />remedies permitted by Applicable Law. Lender shall he entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, Including, but not limited to, reasonable attorneys' fees and costs of title <br />evidence. <br />Ifthe power ofsale is invoked, Trustee shall record a notice ofdef lull in each county in which any part of <br />the Property is located and shall mail copies ofsuch notice in the manner prescribed by Applicable Lawto Borrower <br />and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, Trustee shall <br />give public notice ofsale to the persons and in the manner pprescribed by Applicable Law. Trustee, without demand <br />on Borrower, shall sell the Property at public auction to [he highest bidder at the time and place and under the <br />terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may <br />postpone sale ofall or any parcel ofthe Property by public announcement at the time and place ofany previously <br />scheduled sale. Lender or its designee may purchase the Pro perty at any sale. <br />Upon receipt of payment ofthe price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made <br />therein. Trustee shall apply the proceeds ofthe sale in the following order: (a) to all costs and expenses ofexercising <br />the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable <br />attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any <br />excess to the person or persons legally entitled to it. <br />23. Reconveyance. Upon payment ofall sums secured by this Security Instrument, lender shall request Trustee in <br />re- convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons le ally entitled to it. <br />Such person or persons shall pay my recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the chug ing ofthe fce is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Gander, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyyance ofthe Property, the successor trustee shall succeed to all the title, power and duties conferred <br />upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies ofthe notice ofdefault and sale be sentto Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />al'� &,L (Seal) <br />Borrower William S. Barker <br />""I Oy(yI J)WAKL ` (Seal) <br />BoNowerfNancy J. arker <br />Borrower <br />(Seal) <br />(Seal) <br />NEBRASKA — Single Family -- Fannie MnTreddie Mae UNIFORM INSTRUMENT Form3028 Let /page7,f8,, <br />9754.CV(1/02) 1672195 <br />GOT(XW04916) <br />