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[Space Above This Line For Recording Data] V
<br />DEED OF TRUST
<br />DEFINITIONS NA
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18, 20
<br />and 21. Certain rules regarding the usage ofwords used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated March 26th 2003 ,together with
<br />all Riders to this Jucwnenl.
<br />(B) 'Borrower" is William S. Barker and Nancy J. Barker, as husband and wife
<br />Borrower is the trUstor under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank ,Lender
<br />isaCorporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand island, NE 68803
<br />(E) "Note" means the promissory note signed by But and dated March 26th 2003 . The Note
<br />states that Borrower owes Lander Sixty six Thousand Four Hundred and 00/100
<br />_ Do1lars(11.S$66,400.00 )plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in fill not later than April 1, 2033
<br />(F) "Property" means the property that Is described below under the heading "Transfer ofRights in the Property,"
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, artyprepayment charges said late charges due under the
<br />Note, and all sums due under this Security Instrumem, plus interest.
<br />(H) ` Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />[]
<br />n
<br />M
<br />Balloon Rider
<br />[]
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />n; I
<br />I
<br />in
<br />r-,�3
<br />n c�
<br />IV
<br />N
<br />N
<br />N
<br />[Space Above This Line For Recording Data] V
<br />DEED OF TRUST
<br />DEFINITIONS NA
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18, 20
<br />and 21. Certain rules regarding the usage ofwords used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated March 26th 2003 ,together with
<br />all Riders to this Jucwnenl.
<br />(B) 'Borrower" is William S. Barker and Nancy J. Barker, as husband and wife
<br />Borrower is the trUstor under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank ,Lender
<br />isaCorporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand island, NE 68803
<br />(E) "Note" means the promissory note signed by But and dated March 26th 2003 . The Note
<br />states that Borrower owes Lander Sixty six Thousand Four Hundred and 00/100
<br />_ Do1lars(11.S$66,400.00 )plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in fill not later than April 1, 2033
<br />(F) "Property" means the property that Is described below under the heading "Transfer ofRights in the Property,"
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, artyprepayment charges said late charges due under the
<br />Note, and all sums due under this Security Instrumem, plus interest.
<br />(H) ` Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />[]
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />[]
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />❑ Second Home Rider
<br />❑ Other(s) [specify]
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />adntinisnntive rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />O "Co. an unity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />FRI "Electronic Funds Transfer" moons any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point -of -sale transfers, automated loner machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage to, or destruction of,
<br />the Property; (it) condemnation or other taking of all or any part ofthe Property; (iii) conveyance in lieu ofcondenmation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default rut, the loan.
<br />(0) "Periodic Payment" means the regularlyseheduled amount due for (i) In and interest under the Note, plus (it)
<br />any amounts under Soctum 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation
<br />NF.RRA.SKASinglePemily— Fanele MaelFreddle Mac UNIFORM INSTRUMENT FOrm3028 1101 (Qnxc[ufBpnyurJ
<br />9754_CV(1102) 1672195
<br />GOTO(000491d6)
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