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200303695 <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The tMlowing Riders are <br />to be executed by Borrower [check box as applicable]. <br />❑ Adjustable Rate hider ❑ Condominium hider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider <br />❑ 1 -4 Family Rider ❑ Other(s) (specify] <br />(1) "Applieahle Uaw" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, man- appealable judicial <br />opinions. <br />(,) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that arc imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point of -sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearingltnuse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third parry (other than insurance Proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in <br />lien of condcnraation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, <br />plus (it) any amounts wider Section 3 of this Security Instttunent. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 at seq.) and its implementing <br />regulation, Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to tine, or any additional or <br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, <br />°RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage <br />loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. <br />(q) "Successor in Interest of Harrower" means any party that has taken title to the Property, whether or not that <br />party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS M THE PROPERTY <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Nate; and (ii) the performance of Borrower's covenants and agreements trader this Security <br />Instrument and the Nate. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power <br />of sale, the following described property located in the County (Type ofRec.rdirgludsdicW0 <br />of Hall (Na„renffr rang Jurisdiction): <br />Lot One (1), D.H. Baxter Subdivision, Hall County, Nebraska. <br />which currently has the address of 4723 W. Airport Rd <br />[start] <br />Grand Island ,Nebraska 681103 <br />lci4'l f6ip Cbdcl <br />NEBRASKA - Single Family— Fannie Mae /Freddie Mac 1JNIF'0RM INSTRUMEN I' <br />noanara (Paged 113 pages) <br />wcalaaa.vrx .z11.12uue <br />("Property Address "). <br />Fm 'm 30381/01 <br />