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200303662 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />,gk-6(NE) (000s) <br />1 <br />r <br />M <br />8 <br />a <br />(Seal) <br />- Borrower <br />Z_ (Seal) <br />GUILLERMO V VALDEZ - orrower <br />r <br />1I'a - On �_r _ - � ' � (Seal) <br />TIN 1� M VALDEZ - Borrower <br />(Seal) <br />Borrower <br />(Seal) (Seal) <br />- Borrower -Borrower <br />(Seal) (Seal) <br />- Borrower - -Borrower <br />Page 14 of 15 <br />Initials: 6, \,/ /V <br />Form 3028 1 /01 <br />