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200303590 <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />7. Acceleration; Remedies. [See instructions for state specific language] <br />[The following language is mandatory in all cases.] If the Lender's interest in this Security Instrument is held <br />by the Secretary and the Secretary requires immediate payment in full under the Paragraph 7 of the Subordinate <br />Note, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage Foreclosure <br />Act of 1994 ( "Act ") (12 U.S.C. 3751 et seq.) by requesting a foreclosure commissioner designated under the Act to <br />commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall <br />deprive the Secretary of any rights otherwise available to a Lender under this paragraph or applicable law. <br />[Add any state- specific paragraphs in accordance with attached instructions and the current edition of HUD <br />Handbook 4165. 1, Chapter 4.] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Wi esses: <br />A <br />(SEAL) <br />Jo Kirsch aum <br />Below This Line for <br />(SEAL) <br />STATE OF O -Q f , _4 <,. , �_( c`11 County ss: <br />On this / k/ day of rn c4 �� , 2003, before me personally appeared <br />Jo Kirschbaum person(s) to me known to be the person(s) described in and who executed the foregoing instrument, <br />and acknowledged that HE /SHE executed the same as HIS/HER free act and deed. <br />IN TESTIMONY WHEREOF, I have hereunto set my hand and affixect my official seal in the COUNTY <br />and State aforesaid, the day and year first above written. <br />My Term Expires: <br />III GENERAL NOTARY -State of Nebraska Notary Public <br />PATRICIA A. LY N9 <br />My Comm. Exp/ <br />Page 3 of 3 <br />