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SUBORDINATE M0RTuAiE
<br />THIS SUBORDINATE MORTGAGE ( "Security Instrument ") is given on March 6, 2003.
<br />The Mortgagor is Jo Kirschbaum whose address is 326 S Sycamore St, Grand Island, NE 68801.
<br />This Security Instrument is given to the Secretary of Housing and Urban Development, and whose address is
<br />451 Seventh St. SW, Washington, DC 20410. Borrower owes Lender the principal sum of Two thousand nine
<br />hundred twenty five dollars and 05 /100 (U.S. $2,925.05). This debt is evidenced by Borrower's note dated the
<br />same date as this Security Instrument ( "Note "), which provides for the full debt, if not paid earlier, due and payable
<br />on March 1, 2028. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />under Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, warrant, grant and convey to the Lender, with power of sale the following described property located in
<br />Hall County, Nebraska:
<br />THE EASTERLY ONE HUNDRED AND THREE (103) FEET OF LOT SIX (6), IN BLOCK SIX (6),
<br />HANN'S THIRD ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />Which has the address of 326 S Sycamore St, Grand Island, NE 68801.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br />encumbrances or record.
<br />Page 1 of 3
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<br />After recording return to:
<br />Commercial Federal Bank
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<br />10845 Harney Street
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<br />Omaha, NE 68154
<br />Attn: Nicole Kelly
<br />FHA Case No. 321 - 1908812703
<br />[Space Above This Line for Recording Data]
<br />SUBORDINATE M0RTuAiE
<br />THIS SUBORDINATE MORTGAGE ( "Security Instrument ") is given on March 6, 2003.
<br />The Mortgagor is Jo Kirschbaum whose address is 326 S Sycamore St, Grand Island, NE 68801.
<br />This Security Instrument is given to the Secretary of Housing and Urban Development, and whose address is
<br />451 Seventh St. SW, Washington, DC 20410. Borrower owes Lender the principal sum of Two thousand nine
<br />hundred twenty five dollars and 05 /100 (U.S. $2,925.05). This debt is evidenced by Borrower's note dated the
<br />same date as this Security Instrument ( "Note "), which provides for the full debt, if not paid earlier, due and payable
<br />on March 1, 2028. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />under Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, warrant, grant and convey to the Lender, with power of sale the following described property located in
<br />Hall County, Nebraska:
<br />THE EASTERLY ONE HUNDRED AND THREE (103) FEET OF LOT SIX (6), IN BLOCK SIX (6),
<br />HANN'S THIRD ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />Which has the address of 326 S Sycamore St, Grand Island, NE 68801.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br />encumbrances or record.
<br />Page 1 of 3
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