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DEED OF TRUST
<br />PARTIES: This Deed of Trust is made on 03/17/2003 among, the Grantor, PAULETTE M JANULEWICZ AND DAVID M. JANULEW ICZ,
<br />HUSBAND AND WIFE ( "Borrower'),
<br />AREND R BAACK, ATTORNEY, whom residence address is P. O. Be. 790, Grand Island, Hall County, Nebraska ( "Tmatee "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws ofNBBRASKA whom address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender'j.
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all righb -u6
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances theramto belonging (all called the
<br />"Property").
<br />PROPERTY ADDRESS: 3016 WEST IGTH ST, GRAND ISLAND, Nebraska 68807
<br />LEGAL DESCRIPTION:
<br />LOT TWO (2) BLOCK FOUR (4) IN THE SECOND SUBDIVISION COLONIAL ESTATES IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY NEBRASKA
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of oust and in any other document incorporated herein. Secured debt, as used in this deed of test, includes any amounts
<br />Borrower owes to Lender under this deed of cost or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of test and the dates thereof.):
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 03/17/2003
<br />Future advances: The above amount is secured even though all or part of ft may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />❑ Revolving line of credit agreement dated , with Initial annual interest rate of ___%
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be aecured to the same extent as if mude on the date this deed of trust is executed.
<br />1 h above obligation is due and payable on March 20, 2006 Unot paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $10,646.48, plus
<br />interest, plus any amounts disbursed under the tams of this deed of trust to protect the security of this deed of tmst or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />I-I Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convemonts contained in this deed of trust, Including those on page
<br />2, and In anyriders descri a ave signe by Bo[rawor` X 6 p ^ ,
<br />PAULETTE M JANULEWICZ ! DAVID M. JANULEVOCZ
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 03/17/2003
<br />By PAULETTE M JANULEWICZand ,DAVID M. JANULE ICZ, HUSBAND AND WIPJ'. p'[�/�
<br />11 My commission expires— �� ����/
<br />Notary Public)
<br />GENERNL NOTARY -St bl Nib asks
<br />III LISA R. MAYEB
<br />rr; My Cnmm. Em. May 10, 2003
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<br />DEED OF TRUST
<br />PARTIES: This Deed of Trust is made on 03/17/2003 among, the Grantor, PAULETTE M JANULEWICZ AND DAVID M. JANULEW ICZ,
<br />HUSBAND AND WIFE ( "Borrower'),
<br />AREND R BAACK, ATTORNEY, whom residence address is P. O. Be. 790, Grand Island, Hall County, Nebraska ( "Tmatee "), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws ofNBBRASKA whom address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender'j.
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all righb -u6
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances theramto belonging (all called the
<br />"Property").
<br />PROPERTY ADDRESS: 3016 WEST IGTH ST, GRAND ISLAND, Nebraska 68807
<br />LEGAL DESCRIPTION:
<br />LOT TWO (2) BLOCK FOUR (4) IN THE SECOND SUBDIVISION COLONIAL ESTATES IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY NEBRASKA
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of oust and in any other document incorporated herein. Secured debt, as used in this deed of test, includes any amounts
<br />Borrower owes to Lender under this deed of cost or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of test and the dates thereof.):
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 03/17/2003
<br />Future advances: The above amount is secured even though all or part of ft may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />❑ Revolving line of credit agreement dated , with Initial annual interest rate of ___%
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be aecured to the same extent as if mude on the date this deed of trust is executed.
<br />1 h above obligation is due and payable on March 20, 2006 Unot paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $10,646.48, plus
<br />interest, plus any amounts disbursed under the tams of this deed of trust to protect the security of this deed of tmst or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />I-I Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convemonts contained in this deed of trust, Including those on page
<br />2, and In anyriders descri a ave signe by Bo[rawor` X 6 p ^ ,
<br />PAULETTE M JANULEWICZ ! DAVID M. JANULEVOCZ
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 03/17/2003
<br />By PAULETTE M JANULEWICZand ,DAVID M. JANULE ICZ, HUSBAND AND WIPJ'. p'[�/�
<br />11 My commission expires— �� ����/
<br />Notary Public)
<br />GENERNL NOTARY -St bl Nib asks
<br />III LISA R. MAYEB
<br />rr; My Cnmm. Em. May 10, 2003
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