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F, en a 1 r [Space Above This Line For Recording Data] DEED OF TRUST Lolran NU e: 5PT30226 wvv1 \ Parcel Numbaz: DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument' means this document, which is dated March 20, 2003 together with all Riders to this document. (B) "Borrower "is James B. McElroy and Devra A. McElroy, Husband and Wife Borrower is the =star under this Security Instrument. (C) "Lender"is Five Points Bank Lender is Commercial Bank lawsof Nebraska Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank organized and existing under the .Lender's address is P.O. Box 1507 (E) "Note" means the promissory note signed by Borrower and dated March 20, 2003 The Note states that Borrower owes Lender Ninety Thousand And 00 /100 Dollars (U.S. S 90,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than April 1, 2018 (F) "Property^ means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA- Single Family -- Fannie Mme Fmdde Mec UNIFORM INSTRUMENT noc0me, (Page I of]3pages) OoN1HE1 vrs 06/19/3001 Form 3028 Iffil Erl x =j C m N r) y R..;. ° 2 i mD o t` cn z w _ — o 3 r v o r n w C N w 3 ° After Recording Return To: To: w N � v/ v N Z O [Space Above This Line For Recording Data] DEED OF TRUST Lolran NU e: 5PT30226 wvv1 \ Parcel Numbaz: DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument' means this document, which is dated March 20, 2003 together with all Riders to this document. (B) "Borrower "is James B. McElroy and Devra A. McElroy, Husband and Wife Borrower is the =star under this Security Instrument. (C) "Lender"is Five Points Bank Lender is Commercial Bank lawsof Nebraska Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank organized and existing under the .Lender's address is P.O. Box 1507 (E) "Note" means the promissory note signed by Borrower and dated March 20, 2003 The Note states that Borrower owes Lender Ninety Thousand And 00 /100 Dollars (U.S. S 90,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than April 1, 2018 (F) "Property^ means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA- Single Family -- Fannie Mme Fmdde Mec UNIFORM INSTRUMENT noc0me, (Page I of]3pages) OoN1HE1 vrs 06/19/3001 Form 3028 Iffil