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200303429 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />DAN LACEY - Borrower <br />L <br />(Seal) <br />PAT LACEY Borrows <br />(Seal) <br />B.rmo er <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seat) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />-BBNE) rooan.oi r,Fa is m 1 Form 3028 Vol <br />