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m3?03423 <br />By SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />MARK A GARRHLS - B(IrfoWCr <br />�4.w2t.n <br />-u A <br />✓�'j, <br />(Seal) <br />TAMMI <br />K <br />GARRELS <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />-6(NE) mooslni Page woi is Form 3026 1/01 <br />