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y, <br />200303403 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded wilb it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />a"t'& ��P KN (Seal) <br />CHARLES A C HA M PJKI r Borrower <br />CHARLES A CHAPMAN, JR. <br />L,/, all <br />AG CH�4"1100wcr <br />(Seal) <br />-- Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />_- Barrnwcr <br />nitials <br />CC- <br />ok-6(NE) rows) rage 16 of 15 --[C— Form 3028 1/01 <br />