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200303323 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />liiG/,! <br />'e '� <br />(Seal) <br />(Seal) <br />KIRK <br />A <br />PALMER <br />- Borrower <br />liiG/,! <br />'e '� <br />(Seal) <br />TONI <br />R PALMER <br />- Borrower <br />— (Seal) — — _ (Seal) <br />- Borrower - Harrower <br />(Seal) (Seal) <br />- Borrower - Burruwer <br />_ (Seal) (Seal) <br />Borrower - Borrower <br />(0® 81NE) ioaosi 1, is .i 1e Form 3028 1/01 <br />