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200303321
<br />(C) "Lender "ls WELLS FARGO HOME MORTGAGE, INC
<br />Lender is a CORPORATION
<br />organized and existing under the laws of THE STATE OF CALIFORNIA
<br />Lender's address is P.O. BOX 10304, DES MOINES, IA 503060304
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is JOHN S. EATELMAN, ESQ.
<br />10655 WEST DODGE RD, SUITE 240, OMAHA, NE 68145
<br />(E) "Note" means the promissory note signed by Borrower and dated MARCH 14, 2003
<br />The Note states that Borrower owes Lender SEVENTY THREE THOUSAND AND 00 /100
<br />Dollars
<br />(U.S. $ * ** * *7 3, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than APRIL 01, 2018
<br />(F) "Property" mcan.s the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(Ii) "Riders" means all Riders to this Security instrument that are exccutcd by Borrower. 'Ilse following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />Adjustable Role Rider Condominium Rides ❑ Second Home Rider
<br />Balloon Rider Planned Unit Development Rider F-1 I-0 Family Rider
<br />VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify]
<br />(1) "Applicable Lao," means all controlling applicable federal, state and local statutrs, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non- appealablejudicial opinions.
<br />(3) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments mud other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association nr similar organization_
<br />(K) "Electronic Funds Transfer" means any tranxfur of funds, otter than a transaction originated by
<br />chock, draft, or similar paper instrument, which is thitiamd through an electronic terminal, telephonic
<br />instrument, annputer, or magnetic tape so as to order, instruct, or authorize: a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point of sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire hatnsfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, .settlement, award of damages, or promseds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condenmation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance promoting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />(0 EINE) iaooz,
<br />m
<br />Form 3028
<br />1 /01
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