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<br />DEED OF TRUST
<br />PARTIES: This Deed of Trust is made no 03/13/2003 among, the Grantor, ROBERT C STICKELS AND MARILYN D STICKELS,
<br />HUSBAND AND WIFE ('Borrower "),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Iiustee"), and the
<br />Beneficiary, HOME FRDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws fNEBRASKA whose address is 221 SOUL I I LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender').
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, ornaments, heredilaments, privileges and any appurtenances thereunto belonging (all called the
<br />PROPERTY ADDRESS: 426 CAMPBELL AVE, DONIPHAN,Nebmska 68832
<br />LEGAL DESCRIPTION:
<br />LOT SIX (6), AMICK ACRES SECOND SUBDIVISION, HALL COUNTY, NEHRAS K n.
<br />Located in Hall County, Nebraska_
<br />TITLE: Borrower conversed, aad warrants title to the property, except for
<br />SECURED DEBT: This deed of lmsl secures to Lender repayment of the secured debt and the performance of the convenably and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of bust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof):
<br />■ A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 03/13/2003
<br />® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed oftrust is executed.
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed ander this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the dare this deed of trust is executed.
<br />The above obligation is due and payable on March 20. 2008 ifin t paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $25,01050, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of bast, with fastest on such disbursements.
<br />❑ Variable Rate: the interest rate on the ohligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the luau agreement containing the terns under which the interest rate may vary is attached to this deed oftrust aad
<br />made a part hereof.
<br />RIDERS: ASSIGNMENT OF RENT'S
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead i .Qltached to this deed of trust and made a part hereof has
<br />❑ been disclai rted; the disclaimer is attached to this deed of trust and made a part hereof.
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, aad in any riders described ab ycd by Borrower. /
<br />ROBERT C STICKELS MARILYN D S'l l . ' 'ES
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 03/1312003
<br />By ROBERT C STICKELS and MARILYN D STICKELS, HUSBAND AND WIFE
<br />My commission expires: &&,t44
<br />Notary Public)
<br />My MMPY
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