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200303277 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />(Seal) Seal) <br />F HAWlCE - Dormwer STACI J AGUILAR - Bnrrnwer <br />BOfmwer <br />Eorrvwer <br />-Do rrnwer <br />- Borrowcr <br />BarrOWCr <br />Borrower <br />03- 02 -05- 000012 <br />®-5]F (0008) Page 4 of 4 Form 3170 1101 <br />