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200303197 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />• f <br />(Seal) <br />TINA N VAIDEZ - Borrower <br />_ (Seal) <br />Rnrrower <br />(Seal) <br />Borrower <br />(Scat) <br />Borrower <br />(Seal) <br />GUILLEM Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- BOmower <br />— (Seal) <br />- Borrower <br />M-61NEl ioo.,co P, 14 Of 15 Form 3028 1101 <br />