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0041696535 200303186 PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 13th day of March, 2003 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument ") of the same date, given by the undersigned (the "Borrower ") to secure Borrower's Note to FIRST HORIZON HOME LOAN CORPORATION DBA FIRST HORIZON LENDING CENTER (the "Lender') of the same date and covering the Property described in the Security Instrument and located at- 2122 ATLANTA ST, GRAND ISLAND, Nebraska 68803 [Pmperry Address] The Property includes, but is not limited m, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in HOMES ASSOCIATION DECLARATION FILED OF RECORD (the "Declaration "), The Property is a part of a planned unit development known as JEFFREY OAFS FIFTH SUBDIVISION [Name of Planned Unit Development] (the TUD "). The Property also includes Borrower's interest In the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association') and the uses, benefits and proceeds of Borrower's interest. PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Constituent Documents. The "Constituent Documents" are the: (i) Declaration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by -laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. MULTISTATE PUD RIDER - Single Family /SeconJ Mortgage 3/99 Page t of 3 hdtiala: 4020M (0003) VMP MORTGAGE FORMS- (800)5217291