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MAR -14 -2003 FRI 01:45 PM WELLS FARGO HOME MTG FAX NO. 4025362983 200303116 (0) "Periodic Paym nit" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any at founts under Section 3 of this Security Instrument. (P) "RESPA" mean; the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regula. ion, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to tine, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instmmem, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally relaref monCage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) ''Successor In Interest of Borrower" means any party that has taken title to the Property, whaher or not that party has ass tined Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (it) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys m Trustee, in trust, with power of sale, the following described property located in the COUNTY of[rAI,L fry of R solving lunw..[i""] IName of Recalling Iwisdivioa] LOT TWO, (2), )OLONIAL ESTATES EIGRTH SUBDIVISION, TO THE CITY OF GRAND ISLAND, HALL CCU TY, NEBRASKA "SEB ADJUSTABLE RATE RIDER THIS IE A PURCHASE MONEY SECURITY INSTRUMENT. TAX STATEMENTS SHOULD HR SXNT TO: HELLS FARGO HONE MORTGAGE, INC., P.O. BOX 10304, DES 40INES, IA 503060304 Parcel ID Number: 41ID330407 3020 COLONIAL LLNE GRAND ISLAND ( "Property Address "): which cunenrly has the address of lsa"r] 100. Nebraska 63103 flip Cvde) TOGETHER W TH all the improvements now or hereafter erected on the property, and all easements, appurtenarces, and fixture; now or hereafter a part of the property. All replacements and additions shall also be covered by this Security instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Bonowa is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property mid that the Property is unencumbered, except for encumbrances of record. Borrower c,arants and will defend generally the title to the Property against all claims and demands, subject to an I encumbrances of record. -61NEI iooasi P. 12 iem "— v"a =a "ns Fenn 3011 Vet � �nl P. 12