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200303107 <br />To the extent permitted by applicable law. Lender may charge a reasonable fee as a condition to Lender's consent <br />to the loan assumption. Lender may also require the transferee to sign an assumption agreement that is acceptable to <br />Lender and that obligates the transferee to keep all the promises and agreements made in the Note and in this Security <br />Instrument. Borrower will continue to be obligated under the Note and this Security Instrument unless Lender releases <br />Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration. <br />The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which <br />Borrower must pay all sums secured by this Security instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or <br />demand on Borrower. <br />Notwithstanding anything contained herein to the contrary, this Rider to Security Instrument shall have no further force <br />and effect in the event that the Security Instrument is assigned or transferred by Lender. <br />By SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider. <br />F4813 -MG (12/98) <br />NOTICE: The index value at the time of this loan is 5.910%. <br />i <br />L�L�a't [SEAL] <br />John S. Cummins Bo„o.e GAnn R. Cummin <br />91459 <br />__[SEAL] <br />Page 1 of 9 <br />