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9 C� (A) "Security Instrument" means this document, which is dated March 6th 2003 , together A n nN n 9 [Space Above This Line For Recording Data] �ce, DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined In Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. C� (A) "Security Instrument" means this document, which is dated March 6th 2003 , together N V� with all Riders to this document. n Is m c I n r C� 1^ e Corporation _ organized and existing under the laws of the United States of America Lender's address is 1101 "N" Street Lincoln, NE 68508 l Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Lincoln Federal Savings Bank of Nebraska _ (E) "Note" means the promissory note signed by Borrower and dated March 6th 2003 . The Note states that Borrower owes Lender Two Hundred Twenty Thousand and 00/100 Dollars (U.S. $ 220,000.0 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than _ March 1. 2033 (F) "Property" means the property that is described below under the heading "Transfer of Rights In the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The fallowing Hiders are to be executed by Borrower [check box as applicable]: ® Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Hider ❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify] Assignment r r 3 r a cr 1 ca [Space Above This Line For Recording Data] �ce, DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined In Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. 01 (A) "Security Instrument" means this document, which is dated March 6th 2003 , together N V� with all Riders to this document. (B) "Borrower" is John S. Cummins and DeAnn R Cummins . husband and wife} Borrower is the trust., under this Security Instrument. (C) "Lender" is Lincoln Federal Savings Bank of Nebraska Lender Is C� 1^ e Corporation _ organized and existing under the laws of the United States of America Lender's address is 1101 "N" Street Lincoln, NE 68508 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Lincoln Federal Savings Bank of Nebraska _ (E) "Note" means the promissory note signed by Borrower and dated March 6th 2003 . The Note states that Borrower owes Lender Two Hundred Twenty Thousand and 00/100 Dollars (U.S. $ 220,000.0 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than _ March 1. 2033 (F) "Property" means the property that is described below under the heading "Transfer of Rights In the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The fallowing Hiders are to be executed by Borrower [check box as applicable]: ® Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Hider ❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify] Assignment ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider of Rents (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are Imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. NEBRASKA - si,,ir rain, Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/ ye f 9 in.,-) F16985 i MG nlroo) —� 12950