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(C) „Lender„ is g� sTerrIeGE CORP. 200303085 <br />Lender is a A NEW crER.SEY NRPJRATION <br />organized and existing under the laws of ME STATE OF NEW JIIiSEY <br />Leakier'. address 6 1250 RhATE 28, I3fWNC URG, NS 08876 <br />(D) ^ Trustee" is Gary D. Byrne, a member of the Nebraska Bar Association, <br />(L+) "MERE" Is Mortgage Electronic Registration Systems, Inc MERS is a separate corporation [hat is <br />acWg solely as a nominee for Lender and Lender's sascrea s and assigns. MFRS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Be. 2026. That MI 48501 -2828, teal. (888) 679 MERS. <br />(E) "Note" mews the promissory note signed by Borrower and dated Merck 11, 2003 <br />The Note states [bar Borrower owes Lender Fifty Seven Thousand Eight Hunched aid <br />. /100 Dollars <br />(U.S. $ 59, 800.00 1 plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in fall out later than April 1, 2033 <br />(G) "Property" means the properly that is described below under the heading "Transfer of Rigbts he the <br />Property." <br />(H) "Loan" means the debt evidenced by the Nme, plus Interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Estruunent, plus Interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower- The rollawin, <br />Riders are to be executed by Bermwer [check box as applicable] <br />[X Adjustable Rate Rider Ll Contentment Rider E-1 Second Name Rider <br />Balloon Rider E:1 Planned Unit Development Rider 7114 Family Rider <br />Q VA Rider 0 Biweekly Payment Rider Ll Ob brit) ]specify] <br />(d) "Applicable Lew" means all combating, applicable federal, state and local statutes, regulations, <br />ordinances and administrative rule, and orders (that have the effect of law) as well as all applicable Rod, <br />nappealablejudlcial opinions. <br />(K) "Community Association Dues, Fees and Asagsements" on .... all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by acondominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds TransfiW means any transfer of hands, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an elecnnnnc terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, ess raeL or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited m, point of sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, won transfers, and automated clearinghouse <br />brushers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or pmeeeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for (I) <br />damage to, or destruction of, the Property; hit condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or do) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(0) "Mortgage Insurance" means trainmen protecting Lender agmus, the wopny1neno of, or default on. <br />me Lou. <br />.,pU,,_ _ _ _yrfl(16f1` <br />NWIDR1000236146 1000236146 Y1Kr11 0 <br />(MGNNE), —,o " ns Form3020 1101 <br />