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DEED OF (RUST PARTIES: This Deed affront is made on 02/28/2003 among, the Grantor, JOHN ti: IIABERMAN AND VERNA L HABERMAN, HUSBAND AND WIFE (`Borrower'), AREND R BAACK. ATTORNEY, whose residence address is P. O- Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the Beneficiary, HOME FEDERAL SAVINGS AND WAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68901 ( "Lender "). CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of which Borrower is lawfully seized, described below and all buildings, fixtures, and existing aid future improvements thereon and all rights -of. way, easements, rents, issues, profits, income, tenements, herediiaments, privileges and any appurtenances thereunto belonging (all called the "property "). PROPERTY ADDRESS: 3007 SOTI IMAN DR, GRAND ISLAND, Nebraska 68801 LEGAL DESCRIP'T'ION: LOT FOUR (4) IN BLOCK TWO (2) BRENTWOOD SECOND ADDITION "TO THE CITY OF GRAND ISLAND, HALL COUNTY NEBRASKA Located in Hall County, Nebraska. TITLE: Borrower con venants and warrants title to the property, except for SECURED DEBT: This deed of trust secures to Leader repayment of the secured debt and the performance of the convenants and agreements contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of bust, includes any amounts Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all insumments and agreements secured by this deed of trust and the dales thereof.): 0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 02/28/2003 Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. ❑ Revolving line of credit agreement dated , with initial annual interest rate of All amounts owed under this agreement arc secured even though all amounts may not yet be advanced. Future advances under the agreement are contemplated and will be secured to the same extent as if made on the date this decd of tmst is executed. The above obligation is due and payable on March 16, 2008 ifnot paid earlier. The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $5,555.50, plus interest, plus any amounts dishumed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the covenants contained in this deed of trust, with interest on such disbursements. ❑ Variable Rate: ]'he interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. ❑ A copy of the loon agreement containing the terms under which the interest rate may vary is attached to this decd of trust and made a part hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of most and made a part hereof has ❑ been disclaimed; the disclaimer is attached to this deed oftrust and made a part hereof. SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page 2, and in an ens described ah i ed by Burrower. ✓ ✓Gbi� �D A4d i(l� l2isl .1� .I N F, HABERM A9 VERNA L HABERMAN GENEFALL NOTARKSiefa of Nebraska III LISA R. MAYER rn My Comm. Egt. May 10. 2003 'The foregoing instrument was acknowledged before me on 02/18/2003 By JOHN E HABERMAN mid VERNA L HABERMAN I IIISBAND AND WIFE / 6 -03 My commission expires: T f I V A �i:/.v(I /C� 6(ti O C 1 711 � I r) 3 o�� ° 20O30303G DEED OF (RUST PARTIES: This Deed affront is made on 02/28/2003 among, the Grantor, JOHN ti: IIABERMAN AND VERNA L HABERMAN, HUSBAND AND WIFE (`Borrower'), AREND R BAACK. ATTORNEY, whose residence address is P. O- Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the Beneficiary, HOME FEDERAL SAVINGS AND WAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68901 ( "Lender "). CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of which Borrower is lawfully seized, described below and all buildings, fixtures, and existing aid future improvements thereon and all rights -of. way, easements, rents, issues, profits, income, tenements, herediiaments, privileges and any appurtenances thereunto belonging (all called the "property "). PROPERTY ADDRESS: 3007 SOTI IMAN DR, GRAND ISLAND, Nebraska 68801 LEGAL DESCRIP'T'ION: LOT FOUR (4) IN BLOCK TWO (2) BRENTWOOD SECOND ADDITION "TO THE CITY OF GRAND ISLAND, HALL COUNTY NEBRASKA Located in Hall County, Nebraska. TITLE: Borrower con venants and warrants title to the property, except for SECURED DEBT: This deed of trust secures to Leader repayment of the secured debt and the performance of the convenants and agreements contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of bust, includes any amounts Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all insumments and agreements secured by this deed of trust and the dales thereof.): 0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 02/28/2003 Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. ❑ Revolving line of credit agreement dated , with initial annual interest rate of All amounts owed under this agreement arc secured even though all amounts may not yet be advanced. Future advances under the agreement are contemplated and will be secured to the same extent as if made on the date this decd of tmst is executed. The above obligation is due and payable on March 16, 2008 ifnot paid earlier. The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $5,555.50, plus interest, plus any amounts dishumed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the covenants contained in this deed of trust, with interest on such disbursements. ❑ Variable Rate: ]'he interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. ❑ A copy of the loon agreement containing the terms under which the interest rate may vary is attached to this decd of trust and made a part hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of most and made a part hereof has ❑ been disclaimed; the disclaimer is attached to this deed oftrust and made a part hereof. SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page 2, and in an ens described ah i ed by Burrower. ✓ ✓Gbi� �D A4d i(l� l2isl .1� .I N F, HABERM A9 VERNA L HABERMAN GENEFALL NOTARKSiefa of Nebraska III LISA R. MAYER a ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: My Comm. Egt. May 10. 2003 'The foregoing instrument was acknowledged before me on 02/18/2003 By JOHN E HABERMAN mid VERNA L HABERMAN I IIISBAND AND WIFE / 6 -03 My commission expires: T f I V A �i:/.v(I /C� 6(ti �� {��f j (Notary Public)