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200302948 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seat) <br />- Borrower <br />_ (Seat) <br />Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Michael A. Spiee - Borrower <br />Leo, (Seal) <br />Ooxene M. spies - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />, -MJNE) (0oos) P, 14 or 15 Form 3026 1101 <br />l <br />i <br />i <br />i <br />