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20030`933 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it, <br />Witnesses: <br />(07 BME) moo51.01 <br />t <br />J1 <br />1 <br />_ (Seal) <br />OEOR 2llll ELETCHER - Borrower <br />β€”or <br />% <br />_ β€” (Seal) <br />LEO FLETCHER - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />β€” (Seal) _ <br />_ _.. (Seal) <br />- Borrower <br />- Borrower <br />β€” (Seal) _ _ _ <br />(Seal) <br />- Borrower <br />- Borrower <br />Goge IA of 15 <br />Form 3028 1/01 <br />