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20030` ?931 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a� "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in interest of Borrower" means any party that has taken title to the Property, whether or not that parry has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to I&ndcr: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Non. For this purpose, Borrower irrevocably grams and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL [Type of Recording Iudadic(lon) [Name or Recording Jurisdiction] LOT 8 IN BRACH'S SECOND ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA; AND, LAKE FRONT TRACT 8A, MORE PARTICULARLY DESCRIBED AS "LAKE FRONT TRACTS ABUTTING BRACH'S LAKE ",SHOWN ON THE CITY OF GRAND ISLAND ENGINEERING DEPARTMENT FLAT M2I HTm AS "BRACH'S LAKE ", DATED 9- 29 -72, AND WHICH PLAT WAS RECORDED IN BOOK 1043 AT PAGE 23 OF THE OFFICIAL DEED RECORDS OF HALL COUNTY, NEBRASKA, AND BEING IN THE NW1/4 SWI/4 OF SECTION 21, TOWNSHIP 11 NORTH, RANGE 9. TAX STATEMENTS SHOULD BE SENT TO: WELLS FARGO HOME MORTGAGE, INC., P.O. BOX 10304, DES MOINES, IA 503060304 Parcel ID Number: which currently has the address of 2019 LAMAR A" [Strict] GRAND ISLAND [City], Nebraska 68803 [zip Code] ( "Property Address"): 'l'OGETHER WITH all the improvemens now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. J� (Q-61NE1 forces rage a ors " Form 3028 1101