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200302870 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.P.R. Part 3500), as they right be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a 1'federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) 'Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrowers obligations under the Note and, or this Security Instrument. TRANSFER OF RIGHTS IN TIIE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (it) the performance of Borrowers covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in must, with power of sale, the following described property located in the County of HALL [Type. or Recording Jurisdiction] [Name of Recording Jurisdiction] LOT THIRTY -ONE (31). HIDDEN LAKES FOURTH SUBDIVISION. HALL COUNTY. NEBRASKA Parcel ID Number: 400211874 240 LAKESIDE DR GRAND ISLAND ( "Property Address "): which currently has the address of Istrret] [city], Nebraska 68801 - 8536 [zip Code] TOGETHER WITII all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a pat of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is ]awfully seised of the estate hereby conveyed and has the right to grant acrd convey the Property and that the Property is nnencurribered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. 229364 mnia: > ® 6(NE) (I'll) ".a m 15 9 � Form 3028 1101