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200302859 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />' o 'jfL '/ (Seal) <br />ROBERT C W EY Borrower <br />C —_� (Seal) <br />PE GGY WHALHY - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />— (Seal) <br />- Borrower <br />C®6ME) i000s Page 14 or is Form 3028 1101 <br />