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.200302716 (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matten.p AS used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposMo in regard to a "federally related mortgage loan" even if the Loan does not quality as a "federally related mortgage load' under RESPA. (Q) 'Successor in Interest of Borrower" means any parry that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Leader: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Now; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in tars[, with power of sale, the following described property located in the COUNTY REGISTER OF DEEDS Of Hall County [Type of Recording Jurisdiction] [Name of Recoiling Jurisdiction] LOT 59, IN CASTLE ESTATES SUBDIVISION, HALL COUNTY, NEBRASKA. "THIS DEED OF TRUST SECURES AN OPEN END REVOLVING LINE OF CREDIT. SEE ATTACHED HOME EQUITY ACCESS LINE OF CREDIT RIDER." Parcel ID Number: 400202824 which currently has the address of 4028 BUCKINGHAM DRIVE [Street] GRAND ISLAND [City], NE [State] 68803 [Zip Code] ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and factures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property . Initial ,6(NE) (OWS) Page 3 of 15 & Form 3028 1 01