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20 0 DEED OFnTedUST 200302702 Page <br />title reports (including foreclosure reports), surveyors' reports, appraisal lees, title insurance, and fees for the Trustee, to the extent permitted by <br />applicable few. Grantor also will pay any court costs, in addition to all other Sums provided by law. <br />Rights of Trustee. Trustee shall have all of the rights and duties of Lender as set forth in this section. <br />21. GRANTOR'S RIGHT TO REINSTATE. If Grantor meets certain conditions, Grantor shall have the right to have enforcement of this Dead of Trust <br />dhcanimped at any time prior to the earlier of (i) five (5) days (or such other period as applicable law may speciy, for reinstatement) before sale of the <br />Property pursuant to any power of sale contained in this Deed of Trust or (ii) entry of a judgment enforcing this Deed of Trust. Those conditions are <br />that Grantor. (a) pays Lender all sums which would than be due under this Dead of Trust and the Credit Agreement had no acceleration Occurred; (b) <br />cures as otter defaults under this Deed of Trust and the Credit Agreemenp (c) pays all reasonable expenses incuded in enforcing the Dead of Trust, <br />including, but not limited to, reasonable attorneys' tees; and (d) lakes such action as Lender may reasonably require to assure that the led of this Dead <br />of Trust, Lender's right$ in the Property and Grantor's obligation to pay the sums secured by this Dead of Trust shall corri unchanged. Upon <br />reinstatement by Grantor. this Dead of Trust and the obligations seoursd hereby shall remain fully effective a5 if no acceleration had occured but Leader <br />shall not be Obligated to make any more credit advances. This right to reinstate shall apply if Grantor has not previousty exercised the right to reinstate <br />under the same Dead of Trust. <br />21 POWERS AND OBLIGATIONS OF TRUSTEE. The following provisions relating to the powers and obligations of Trustee are part Of this Deed of <br />Trust. <br />Powers of Trustee. In addition to all powers of Trustee arising as a matter Of law, Trustee shall have the power to take the following actions with <br />rmpetl to the Property upon the request of Lender and Grantor: (a) join in preparing and filing a map or plat of the Real PropeM, including the <br />dedication of streets Or Other nghls to the public; (b) join in grairc g any easement or creating any restriction on the Real Property; and (c) join in <br />any subordination or other agreement affecting this Dead of Trust or the interest Of Lender under this Dead of Trust. <br />Trustee. Trustee shall meet all qualifiditionS required for Trustee under applicable few. In addition to the fight and remedies Set forth above, <br />whh rasped to all or any part of the Property, the Trustee shall have the night to lorectose by notice and sale, and Lender shall have the right to <br />foreclose by judicial foreclosure, in either case in accordance with and to the full extent provided by applicable law. <br />Successor Trustee. Lender, at Lender's option, may from time to time appoint a successor Trustee to any Trustee appointed hamunder by an <br />instrument executed and acknowleoped by Lender and recorded as required by applicable law. The instrument shall contain, in addition to all <br />Other matters required by state low, the names of the original Lender, Trustee, and Grantor, the book and page (or computer system reference) <br />where this Dead of Trust is recorded, and the name and address OI the successor trust", and the Instrument shall be executed and <br />acknowledged by all the beneficouies under the Dead of Trust or their successors in interest. The Successor trustee, without conveyance of the <br />Property, shall succeed to all the title, power, and duties centered upon the Trustee in this Deed of Trust and by applicable law. This procedure <br />for substitution of trustee shall govern to the exclusion of all other provisions for substitution. <br />M. NOTICES TO GRANTOR AND OTHER PARTIES. Any notice under this Dead of Trust shall be in writing and shall be effective when actually <br />delivered ar, it mailed, shall be deemed effective when deposited In the United Stales mall first class, registered mail, postage prepaid, directed to the <br />addresses shown near the beginning of this Dead of Trust, Any party may Change its address for notices under this Dead of Trust by giving formal <br />wrib in notice to the other parties, specitying that the purpose of the notice is to change the party's address. All copies of notices of foreclosure from <br />the holder of any Iran which has pnodty over this Deed of Trust shall be Of to Lender's address, as shown near the beginning of the Dead of Trust. <br />For notice purposes. Grantor agrees to keep Lender and Trustee informed at all times of Grantor's current address. <br />24. ASSOCIATION OF UNIT OWNERS. The following provisions apply if the Real Property has been submitted to unit ownership law or similar law <br />for the establishment of condominiums or cooperative ownership of the Real Property; <br />Power of Attorney. Grantor grants an irrevocable power of attorney to Lender to vote in its discretion on any matter that may come before the <br />association of unit owners. Leader Shall have the right to exercise this power of attorney only after default by Grantor; however, Lender may <br />dedme to exercise this power as II sees fit. <br />Insurance. The insurance as required above may be Carried by the association of unit owners on Grantor's behalf, and the proceeds of such <br />insurance may be paid to the association Of unit owners for the purpose of repairing or reconstructing the Properly. If not so used by the <br />Mccui don, such proceeds shall be paid to Lender. <br />Compliance with Regulations of Association. Grantor shall perform all of the obligations imposed on Grantor by the declaration submitting the <br />Rml Property to unit ownership, by the byiaws of the association of unit owners, or by any rules or regulations thereunder. If Grantor's interest in <br />the Real Property is a Imsehold interest and such property has been submitted to unit ownership. Grantor shall perform all of the obligations <br />Imposed on Grantor by the Was of the Real Property from its owner. <br />25, MISCELLANEOUS PROVISIONS. The fallowing miscellaneous provisions are a part of this Dead of Trust: <br />Amendments. This Deed of Trust, together with any Related Documents, constitutes the entire understanding and agreement of the parties as to <br />the matters set forth in this Deed of Trust. No alteration of or amendment to this Dead of Trust shall be effective unless given in writing and signed <br />by the party Or parties sought to be charged or bound by the alteration or amendment. <br />Applicable Law. This Dead Of Trust shall be governed by and construed in accordance with the laws of the State of Nebraska. <br />C1lpbon Hess lnps. Caption headings in this Dead of Trust are for convenience purposes only and are not to be used to interpret or define the <br />provisions of the Dead of Trust. <br />Grantor's Copy of Documents. Lender agrees to provide Grantor with a conformed copy of both the LOANLINERS Home Equity Plan Credit <br />Agreement and this Dead Of Trust at the time they are executed or within a reasonable time after this Dead Of Trusi is recorded. <br />Merger. There shall be no merger of the interest or estate created by this Dead of Trust with any other interest or estate In the Property of any <br />fines held by or for the benefft of Lender in any capacity, without the wdften consent of Lender. <br />Multiple Parties. All obligations of Grantor under this Dead of Trust shall be joint and several, and all references to Grantor shall mean each and <br />every Grantor. This means that each of the persons signing below is responsible for all obligations in the Dead of Trust. <br />Seserablflty. it a court of competent jurisdiction finds any provision of this Dead of Trust to be invalid or unenforceable as to any person or <br />Llmumstande, such finding shall not fender that provision invalid or unenforceable as to any other persons Or circumstances. If feasible, any such <br />offending provision shall be deemed to be modified to be within the limits of enforceability or validity; however, if the offending provision cannot be <br />so modified, it shall be stricken and all other provisions of this Dead of Trust in all Other respects shall remain valid and enforceable. <br />Acknowledgment. Pray to the execution meal Granter executed an acknowledgmenl slating that Grantor understands that (a) this Dead of <br />Trust IS a trust dead and viol a mortgage end (b) the power of sale provided for in this Dead of Trust provides substantially diffee nt rights and <br />oblgatiom to Grantor than a mortgage in the event of default or breach Of obfigation. <br />Successors and Assigns. Sublec'. Ic Ina limitations stated in this Dead of Trust on transfer of Grantor's interest, this Deed of Trust shall be <br />