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200302700 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(0 -61NE) (00051 01 <br />_- —_ (Seal) <br />MICHAEL L JO ON - Borrower <br />CINDY K EON - Borrower <br />— (Seal) _ <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />P,14 f I e <br />(Seal) <br />Burrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrvwer <br />Form 3026 1101 <br />tt <br />