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<br />DEED OF TRUST v,
<br />DEFINITIONS
<br />0
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rucks regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ 0221.2089....... ......................, together
<br />with all Riders to this document.
<br />(B) "Borrower" is JOYCkUN.M NR9ON, AN. UNMARRIED . P. EHSO. N ...................... .........................................................
<br />......
<br />.......................................................................................................................... ............................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BANKI)FBONWHAN ... ............................................................ .._............................. ....
<br />........... .
<br />Lender is a .CORPORATION... _..._ .................................._......_..... ............................... organized and existing under
<br />the lawn of . TH. ESTATgpFNIURASKA ................ ........ Lender's address is .Pp, RO %270,BPNIPNAN, NE 69832,, -0279...._.
<br />............ .... .. ...... — ..... ...................................................................................................... ...................
<br />Lender is the beneficiary under this Security Instrument
<br />To "Trustee" is BANK OF00NIP,H,AN P 0 BOX 2.70. BONIPH.AN, N.E. 68832 -0270 .._ ....... ,.
<br />(E) "Note" means the promissory note signed by Borrower and dated 02,2,12, 003.................................. ......... _........The
<br />Note states that Borrower owes Lender TWENTY. THREE. THO. USANO .TWO.HVNORE0.91%AN08211.00.... _ ............. ...............................
<br />.._..........._ . ............................... Dollars (U.S. $ 23 ,20682,,,,,,,,,,,,,,,,,,,,,_,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... VIA IA FIRM.....................
<br />......................................................................................................................... ............................... .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, Plus interest, any prepayment charges and late charges due under the Note,
<br />and all it m Joe under this Security igytrultnenr !,v,
<br />(II) "Riders" means all Riders It this Security Instrument that we executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider 7 Second Donne Rider
<br />❑ Balloon Rider ❑ Plarmed Unit Development Rider ❑ Other(s) [specify] ....... .........
<br />___
<br />❑ l-4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable taw" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, tees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instr invent, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such tern includes, but is not limited lo,
<br />point-of sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, (ir destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (tv)
<br />misrepresentations of, or omissions as to, the value and /or conditionof the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the rwmIarly scheduled amount due for (i) principal and interest tinder the Note, plus (ii) any
<br />auomts under Section 3 of this Security Instrument
<br />(P) "RESPA" nneans the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.P.R. Pan 3500), as they might he amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter- As used m this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "[laterally
<br />related mortgage loan" under RESPA -
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assmned Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 302E'[188I� 1/01
<br />NEBRASKA— Single Family— Fannie Mee /Freddie Mac UNIFORM INSTRUMENT IIIIIVIVIIIIIIIW111IIIIIIIIIIII
<br />Bonkws Bynem; Inn., BL Ul..r M N rant MU -1 -Nt 311 /11V. W
<br />ne= 112001 Ipvge I of pages) J 8 2 It 0
<br />�
<br />200302689
<br />DEED OF TRUST v,
<br />DEFINITIONS
<br />0
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rucks regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ 0221.2089....... ......................, together
<br />with all Riders to this document.
<br />(B) "Borrower" is JOYCkUN.M NR9ON, AN. UNMARRIED . P. EHSO. N ...................... .........................................................
<br />......
<br />.......................................................................................................................... ............................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BANKI)FBONWHAN ... ............................................................ .._............................. ....
<br />........... .
<br />Lender is a .CORPORATION... _..._ .................................._......_..... ............................... organized and existing under
<br />the lawn of . TH. ESTATgpFNIURASKA ................ ........ Lender's address is .Pp, RO %270,BPNIPNAN, NE 69832,, -0279...._.
<br />............ .... .. ...... — ..... ...................................................................................................... ...................
<br />Lender is the beneficiary under this Security Instrument
<br />To "Trustee" is BANK OF00NIP,H,AN P 0 BOX 2.70. BONIPH.AN, N.E. 68832 -0270 .._ ....... ,.
<br />(E) "Note" means the promissory note signed by Borrower and dated 02,2,12, 003.................................. ......... _........The
<br />Note states that Borrower owes Lender TWENTY. THREE. THO. USANO .TWO.HVNORE0.91%AN08211.00.... _ ............. ...............................
<br />.._..........._ . ............................... Dollars (U.S. $ 23 ,20682,,,,,,,,,,,,,,,,,,,,,_,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... VIA IA FIRM.....................
<br />......................................................................................................................... ............................... .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, Plus interest, any prepayment charges and late charges due under the Note,
<br />and all it m Joe under this Security igytrultnenr !,v,
<br />(II) "Riders" means all Riders It this Security Instrument that we executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider 7 Second Donne Rider
<br />❑ Balloon Rider ❑ Plarmed Unit Development Rider ❑ Other(s) [specify] ....... .........
<br />___
<br />❑ l-4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable taw" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, tees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instr invent, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such tern includes, but is not limited lo,
<br />point-of sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, (ir destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (tv)
<br />misrepresentations of, or omissions as to, the value and /or conditionof the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the rwmIarly scheduled amount due for (i) principal and interest tinder the Note, plus (ii) any
<br />auomts under Section 3 of this Security Instrument
<br />(P) "RESPA" nneans the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.P.R. Pan 3500), as they might he amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter- As used m this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "[laterally
<br />related mortgage loan" under RESPA -
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assmned Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 302E'[188I� 1/01
<br />NEBRASKA— Single Family— Fannie Mee /Freddie Mac UNIFORM INSTRUMENT IIIIIVIVIIIIIIIW111IIIIIIIIIIII
<br />Bonkws Bynem; Inn., BL Ul..r M N rant MU -1 -Nt 311 /11V. W
<br />ne= 112001 Ipvge I of pages) J 8 2 It 0
<br />
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