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rO , <br />]Space Above This Line For Recording Data] <br />DEED OF TRUST Loan Numbez: SPT30111 \\ <br />Parcel NvmDei: V <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 27, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Phillip Vaneibber and Stacie VanBibber, Husband <br />and Wife <br />Borrower is the tmstor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Hank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Hank <br />(E) "Note" means the promissory note signed by Borrower and dated February 27, 2003 <br />The Note states that Borrower owes Lender <br />Fifty -Five Thousand And 00 /100 <br />Dollars (U.S. $ 55,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than April 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA — Single Family -- Fannie MaeNreddie Mae UNIFORM L\STRUMENT Form 30281/01 <br />Oocmnei (Page I of/3 pages) <br />oxuvxev.vrx as /vs /zoaz <br />nn <br />a <br />c <br />n = <br />m <br />�l <br />ca <br />c n <br />o <br />m <br />n <br />ti <br />3 <br />n <br />o <br />M <br />N <br />W <br />M <br />After Recording Return To: <br />< <br />Z <br />N <br />M <br />200302657 <br />w <br />1 <br />rO , <br />]Space Above This Line For Recording Data] <br />DEED OF TRUST Loan Numbez: SPT30111 \\ <br />Parcel NvmDei: V <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 27, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Phillip Vaneibber and Stacie VanBibber, Husband <br />and Wife <br />Borrower is the tmstor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Hank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Hank <br />(E) "Note" means the promissory note signed by Borrower and dated February 27, 2003 <br />The Note states that Borrower owes Lender <br />Fifty -Five Thousand And 00 /100 <br />Dollars (U.S. $ 55,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than April 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA — Single Family -- Fannie MaeNreddie Mae UNIFORM L\STRUMENT Form 30281/01 <br />Oocmnei (Page I of/3 pages) <br />oxuvxev.vrx as /vs /zoaz <br />